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Savings & Bundles
Home + Auto Bundle
Bundling your home and auto insurance with a single carrier saves most clients 10–25% on both policies annually. Here is exactly how it works.
Typical Bundle Savings
Illustrative example — actual savings vary by carrier, state, and coverage levels.
| Coverage | Separate | Bundled | Savings |
|---|---|---|---|
| Auto Only | $1,600 | $1,380 | $220 |
| Home Only | $1,800 | $1,500 | $300 |
| Combined Bundle | $3,400 | $2,760 | $640/yr |
Benefits Beyond the Discount
Average savings of $400–$800/year
Most clients who bundle home and auto save between $400 and $800 annually compared to carrying separate policies with different carriers.
Coordinated coverage, no gaps
Bundled policies from the same carrier are reviewed together to eliminate coverage gaps and ensure no overlap in excluded scenarios.
Single renewal date (optional)
Many carriers offer the option to align your home and auto renewal dates, simplifying your annual insurance review to one event.
One advisor for everything
A single VKOVR advisor handles both policies — no switching contacts when a claim affects both your home and vehicle in the same event.
Who Qualifies?
You own or rent your home (both homeowners and renters policies qualify)
You have a vehicle insured in your name
Both policies are written with the same carrier
You maintain continuous coverage on both policies
Note: Condo owners, landlords, and mobile home owners all qualify — not just traditional homeowners. Any home-type policy can be bundled with auto.
Home + Auto Bundle FAQs
The average home + auto bundle saves clients $400–$800 per year depending on the carrier, state, home value, and vehicles insured. The discount typically applies to both policies — not just one. VKOVR models the total bundle cost across multiple carriers to find the most competitive combined pricing for your specific situation.
Rated on Trustpilot · 4.8/5What Our Customers Say
Real feedback from customers nationwide
David R.
Business Owner
Our small business got liability coverage without the usual runaround. Clear options and fast follow-up.
Customer review
Maria K.
Multi-line Customer
Great experience from start to finish. I bundled my home and auto and saved significantly.
Customer review
James L.
Home Insurance Customer
Finally, an insurance platform that speaks my language. The team was responsive and helpful.
Customer review
Sarah M.
Auto Insurance Customer
VKOVR made finding the right auto coverage simple. I had a quote in under 10 minutes.
Customer review
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