Elena T.
I appreciated how they explained term vs whole life in plain English. No pressure, just solid advice.
Customer review
Flat tire, dead battery, empty tank, or locked out — VKOVR connects you to certified roadside service providers 24/7, anywhere in the country. One call gets you back on the road.
24/7 nationwide service • Fast dispatch • Covered under your auto policy

Roadside Response
30 min
A complete auto policy combines several coverage types. Mix and match based on your state requirements, budget, and how you use your vehicle.
Tow to the nearest qualified repair facility or a shop of your choice (within covered mileage limits). Flat tire, breakdown, accident damage — any reason your vehicle cannot be driven.
Dead battery? A service technician brings the equipment to jump-start your vehicle on-site. If your battery cannot hold a charge, towing to a repair facility is arranged immediately.
On-site tire change using your vehicle's spare. If no spare is available or all tires are flat, towing to a tire shop is covered under your roadside benefit.
Locked your keys inside? A certified locksmith opens your vehicle without damage. Key extraction from the ignition and broken key removal are also covered services.
Ran out of gas? A service provider delivers enough fuel to get you to the nearest station. The fuel itself is typically your cost; the delivery service is covered by your policy.
If your vehicle is stuck in mud, snow, or a ditch within close proximity to a road, a service provider can winch it out — included under most roadside assistance benefits.
Call the roadside assistance number on your insurance card or request service through your VKOVR account. Provide your location, vehicle description, and the type of service needed.
A certified service provider near your location is dispatched immediately. You receive a confirmation with an estimated arrival time and the provider's name and contact number.
Your service provider arrives and completes the required assistance — jump-start, tire change, tow, lockout, or fuel delivery. The provider confirms coverage with your carrier directly.
Your policy coverage is verified and the service is billed directly to your carrier for covered costs. Any amounts above your covered limit are your responsibility at the time of service.
Real feedback from customers nationwide
Elena T.
I appreciated how they explained term vs whole life in plain English. No pressure, just solid advice.
Customer review
David R.
Our small business got liability coverage without the usual runaround. Clear options and fast follow-up.
Customer review
Maria K.
Great experience from start to finish. I bundled my home and auto and saved significantly.
Customer review
James L.
Finally, an insurance platform that speaks my language. The team was responsive and helpful.
Customer review
Sarah M.
VKOVR made finding the right auto coverage simple. I had a quote in under 10 minutes.
Customer review
Licensed advisors · Fast response · No obligation
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