Elena T.
Life Insurance Customer
I appreciated how they explained term vs whole life in plain English. No pressure, just solid advice.
Customer review
Insurance Glossary
Plain-language definitions for every insurance term you'll encounter — from deductibles to umbrella policies.
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Definitions written by licensed VKOVR insurance advisors.
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Top coverage options
Liberty Mutual
Estimated premium
$142/mo
Review quoteState Farm
Estimated premium
$158/mo
Review quoteAllstate
Estimated premium
$171/mo
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Illustration only — real quotes vary by profile and location.
C
Collision Coverage
Auto insurance coverage that pays to repair or replace your vehicle after a collision with another car or object, regardless of fault.
Comprehensive Coverage
Auto insurance coverage that pays for vehicle damage from non-collision events including theft, fire, weather damage, vandalism, animal strikes, and falling objects.
P
Personal Injury Protection (PIP)
Also called no-fault insurance, PIP covers medical expenses, lost wages, and related costs for you and your passengers after an accident regardless of who was at fault.
Property Damage Liability
A component of liability coverage that pays to repair or replace the other party's vehicle or property when you damage it in an at-fault accident.
U
Underinsured Motorist Coverage
Coverage that pays the difference between your damages and the at-fault driver's liability limits when their insurance is insufficient to cover your full losses.
Uninsured Motorist Coverage
Coverage that pays for your injuries and property damage when an uninsured driver is at fault in an accident. Required in approximately 22 states.
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David R.
Business Owner
Our small business got liability coverage without the usual runaround. Clear options and fast follow-up.
Customer review
Maria K.
Multi-line Customer
Great experience from start to finish. I bundled my home and auto and saved significantly.
Customer review
James L.
Home Insurance Customer
Finally, an insurance platform that speaks my language. The team was responsive and helpful.
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Sarah M.
Auto Insurance Customer
VKOVR made finding the right auto coverage simple. I had a quote in under 10 minutes.
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